Yojana Nidhi, as a consultant specialising in MSME business loans along with government subsidy and funding, offers a comprehensive end-to-end solution to assist Micro, Small, and Medium Enterprises (MSMEs) in accessing financing options available through government programs. Here’s how We would provide assistance:

• Needs Assessment and Eligibility Determination: Yojana Nidhi would assess the financing needs of the MSME and evaluate Our eligibility for various government subsidy and funding programs. This involves understanding the business’s requirements, growth plans, and financial situation to identify the most suitable financing options.
• Identification of Government Programs: Yojana Nidhi would help the MSME navigate the landscape of government subsidy and funding programs available for MSMEs. We would identify relevant schemes, grants, subsidies, and incentives offered by government agencies at the national, state, and local levels.
• Loan Structuring and Planning: Yojana Nidhi would assist in structuring the business loan in conjunction with government subsidies and funding. We would help determine the optimal combination of loans, grants, and subsidies to meet the MSME’s financing needs while maximising the benefits available through government programs.
• Lender Identification and Application Assistance: Yojana Nidhi would help the MSME identify lenders who participate in government-sponsored loan programs or offer financing options compatible with government subsidies. We would assist in preparing loan applications, ensuring compliance with program requirements, and submitting applications to lenders and relevant government agencies.
• Negotiation with Lenders and Government Agencies: Yojana Nidhi would negotiate with lenders and government agencies to secure favourable terms for the MSME business loan and maximize the benefits available through subsidy and funding programs. This may involve negotiating interest rates, loan terms, subsidy amounts, and other incentives to ensure the best possible financing package for the MSME.
• Due Diligence Support: Yojana Nidhi would provide support during the due diligence process required by lenders and government agencies. We would assist in gathering and organising documentation, responding to inquiries, and addressing any concerns or issues raised during the review process.
• Loan Closing, Disbursement, and Subsidy Claiming: Yojana Nidhi would facilitate the loan closing process and ensure that all necessary paperwork is completed accurately. We would coordinate with lenders and government agencies to arrange for the timely disbursement of funds and claiming of subsidies, grants, or incentives.
• Post-Loan Support and Compliance Monitoring: After the loan is disbursed, Yojana Nidhi may continue to provide support to ensure compliance with loan and subsidy requirements. We would monitor the MSME’s progress, provide guidance on proper fund utilisation, and assist in fulfilling reporting obligations to lenders and government agencies.

Yojana Nidhi acts as a strategic partner to MSMEs, offering expert guidance and support throughout the entire process of accessing business loans along with government subsidy and funding. Our goal is to help MSMEs leverage available financial resources to achieve sustainable growth and success in Our business ventures.